Businessman arrested after managing to obtain his own death and cremation certificate to steal insurance moneyBy Mason White 1:49 PM June 18, 2014
By: Aarav Sen
A businessman was arrested after faking his own death.
The man obtained a death certificate and proof that he was cremated before his family tried to claim nearly $2 million in life insurance money.
Sanjay Kumar, 45, of the United Kingdom, claimed that he died of “brain fever” in India, in a desperate attempt to clear his debts.
Kumar, who is originally of Delhi and held dual citizenship, flew to Delhi on a business trip.
During the trip, he emailed his wife Anju Kumar, 46, saying that he had fallen seriously ill and had been taken to a hospital.
Later, the mother of three received an email informing her that Sanjay Kumar had died and was cremated.
The family tried to claim their insurance policies, which totaled nearly $2 million.
The Southwark Crown Court heard that one insurance company became suspicious about the circumstances of the death, and launched an investigation.
Detectives found that Mrs. Kumar had wired about $2,500 via Western Union to her husband two days after he allegedly died.
The City of London Police’s Insurance Fraud Enforcement Department (IFED) also discovered that Sanjay Kumar was in serious debt.
The man had been the director of nine different companies since the 1990s, and complained of threats from creditors.
The couple had also re-mortgaged their house in Watford, Hertfordshire, on two occasions, leaving little or no equity.
After realizing his fraud had failed, Kumar returned to the United Kingdom under a false name to reunite with his family, but was quickly arrested.
The couple faced insurance fraud charges. Sanjay Kumar was sentenced to 30 months in prison.
Mrs. Kumar was also arrested, but denied being responsible or having anything to do with the life insurance fraud. She was sentenced to five months in prison suspended for two years.