|JPMorgan Chase offices illustration|
A man slapped JPMorgan Chase bank with a lawsuit after the bank mailed him a 67 cent check to cover his credit card credit balance, according to court proceedings in California.
Now, a federal judge dismissed the lawsuit brought by the credit card holder, accusing the bank of fraud for erasing a positive balance of 67 cents on his credit card account.
Stanley Epstein said he paid $48 to settle a bill of $47.33 on his credit card, and had not used the card for five months. The bank allegedly wiped off his credit balance.
Epstein of Santa Monica, California, said that Chase had no right to take his money away, and violated its cardholder agreement. He claimed that four months later, he received a check for 67 cents, which he did not use.
The lawsuit was dismissed since the plaintiff failed to cash his check, thereby failing to resolve the issue on his own, the judge said in her ruling.