Banks deny mortgage application of disabled man without arms because he could not provide fingerprintsBy Mason White 2:02 PM November 28, 2016
By: Feng Qian
Banks in China, are being criticized for denying a mortgage application for a man without arms.
25-year-old Wu Jianping of Zhengzhou, lost both his arms when he was five years old in an accident.
He suffered a severe electric shock, and doctors had no choice but to amputate both of his arms. Jianping did not let his disability stand in the way of success.
He works hard and managed to save up enough money for a down payment on a house. He found the perfect home, and applied for a mortgage.
However, the bank denied the loan application because Jianping could not provide fingerprints. Banks demand fingerprints in order to prevent fraudulent activity.
Jianping can sign his name with a pen using his mouth, but the banks claimed that signatures can be easily be copied. Jianping went to several other banks to secure a mortgage, but he was denied for the same reason.
People have criticized the banks, saying that they should have given Jianping a mortgage without fingerprints or alternatively use his foot prints.
The housing management bureau of Zhengzhou, said in a statement that rules are in place to make exceptions to people like Jianping.